Subnope

🔒 No bank login · No Plaid · No kidding

Your subscriptions don't stop when you do.

If something happens to you, someone has to find every recurring charge you were paying for — with no list and no passwords. Subnope leaves them both. And while you're here, it catches the price hikes and trials before they bite.

Start free — no card, no bank See how it works

Free forever tier · Card never required to start

Charges Subnope interceptedCounter-statement · this month

Example

Netflix

Price hike $15.49 → $17.99

+$30/yr overpay

Adobe Creative Cloud

Renews in 3d caught in time

$54.99surfaced

Fitness+ trial

Charges in 2d cancel window open

$79.99flagged

Notion Plus

Unused 4 mo zombie sub

$96/yr

Flagged this month$261

The handover

One person you trust can shut it all down.

Your family cannot cancel what they cannot find, and cannot log into what they have no password for. Every company makes cancelling deliberately difficult on purpose. Subnope hands one person both halves — the list, and the logins.

Subnope already knows. What you subscribe to. What it costs. When it renews. And, if you choose it, how to log in and shut it down.

Name someone you trust

A partner, a sibling, an executor. They confirm by email — nobody is added without agreeing.

We check in before we act

If you don't sign in for 90 days, we email you. Then we email you again. Signing in once resets everything.

They can cancel everything

Still no answer? They receive what they need to shut your subscriptions down.

Your password manager doesn't know which logins are subscriptions. Your bank doesn't know how to cancel them. We're the only ones holding both halves.

Get the handover with Pro See how it works

The handover — how a person you trust cancels your subscriptions when you’re gone — is a Pro feature. You pick the guardian, pick the window, and can switch it off any time.

The leak

Hundreds a year vanish into charges you forgot, prices that quietly rose, and trials you meant to cancel.

Silent hikes

Prices creep up

That $9.99 app is $14.99 now. Nobody told you. Subnope does — the day it changes.

Trial traps

Free until it isn't

You signed up "just to try it." Day 8, you're charged. Subnope reminds you on day 6.

Zombies

Paying for silence

Still billed for something you haven't opened in months? Subnope surfaces it — and helps you cancel.

The difference

Every other subscription app wants your bank login. We don't.

Rocket Money and the rest need to connect to your bank account to work — which means handing a company continuous read access to everything you spend. Some people are fine with that. If you're not, you've had no real alternative. Subnope is that alternative. Add subscriptions in seconds. We never see your bank. We never sell your data. We can't — because we never collect it.

Subnope

Bank-linked apps

Requires bank login

Never

Yes

Sees your full spending

Yes

Price-hike alerts

Yes

Some

Works if you distrust Plaid

Yes

The setup

Two minutes. No account-linking dance.

Add your subscriptions

Type them in. That's it.

We watch them for you

Subnope tracks renewal dates, catches price increases, and flags trials before they convert.

You're warned before you're charged

A heads-up lands before the money leaves — so you decide, not your calendar.

Why you keep it

Subnope pays for itself every month it catches something.

Most trackers help you clean up once, then gather dust. Subnope keeps working: prices change, trials end, new charges appear — and every month it catches the ones you'd have missed. Your dashboard shows exactly how much.

$219

avg. U.S. monthly sub spend - most people guess $86

The security

Built to hold less of your data, not more.

No bank credentials, ever

We're not connected to your accounts and never will be.

Encrypted where it counts

Sensitive vault data is encrypted at rest.

Two-factor on every account

Available free on every account, not locked behind Pro.

Your data is yours

Export it or delete your account anytime.

The deal

Simple pricing. Cancel anytime — we'll even remind you when your own renewal is coming.

Free

Private subscription tracking — no bank linking
Track up to 8 subscriptions
Renewal reminders
Trial-conversion warnings
See your total monthly spend

Get started

Straight answers.

Why not just use Rocket Money?

If you're comfortable linking your bank, Rocket Money is a solid product. Subnope is for the people who aren't — who want subscription control without giving an app continuous access to their financial life. See the full comparison

If you don't connect to my bank, how do you find my subscriptions?

You add them (it takes seconds). You stay in control of exactly what we see.

Is my information safe?

We hold far less sensitive data than bank-linked apps by design — no bank credentials at all. What we do store is encrypted, protected by optional two-factor authentication, and deletable by you anytime.

What happens to my subscriptions if something happens to me?

That's the handover. You name one person you trust, and they confirm by email — nobody is added without agreeing. If you then stop responding to our check-ins, we send them your subscription list and the logins they need to cancel, so your family is not stuck paying for accounts they cannot reach. Once a guardian is confirmed the handover is armed by default, because a handover that is off by default would not be there on the day it is needed. We warn you by email well before it fires, signing in once resets the clock, and you can switch it off in your vault at any time.

Can I cancel?

Anytime, in two clicks. And yes — Subnope will remind you before your own renewal, because that's the whole point.

Stop paying for things you forgot about.

Free to start · No card · No bank login · Just control

Take control — free